Money is a tool. People are the purpose.

Money is a tool. People are the purpose.

In estate planning, it’s tempting to let the money tail wag the dog. So many clients and advisors get caught up in the numbers – assets, taxes, inheritances. But at its heart, estate planning is about people.

It's about protecting those you love, easing their burdens, and ensuring that your values and wishes are honored.

Your family and loved ones are the true purpose behind every document and every decision. Money is simply a tool; people are the reason.

A thoughtful estate plan can prevent confusion, conflict, and emotional stress for your family during an already difficult time. It provides clarity, security, and peace of mind; not just for you, but for those you care about most.

Yes, estate planning is also about divvying up assets. But a well-crafted plan focuses on your loved ones, prioritizes their well-being, and makes the money follow the plan – not the other way around.

My two cents.